1.  Acceptance of Terms

By accessing and using hussamotaibi.com (“Website”), you agree to comply with and be bound by these Terms of Use. If you do not agree, please refrain from using the Website.

2. Ownership of Content

All content on this Website, including but not limited to text, images, graphics, logos, videos, designs, and layout, is the exclusive property of Hussam Otaibi unless otherwise stated. All rights are reserved under applicable Swiss copyright laws and international treaties.

3. Permitted Use

You may access and view the content of the Website for personal, non-commercial purposes only. Any reproduction, distribution, modification, or public display of any content without prior written consent from the Website owner is strictly prohibited.

4. Prohibited Conduct

You agree not to:

• Use the Website in any unlawful or harmful manner.
• Attempt to gain unauthorised access to the Website, servers, or associated systems.
• Use automated systems (e.g., bots, scrapers) to copy or interact with the Website without written permission
• Upload or transmit malicious code, spam, or any harmful material.

5.  Accuracy of Information

While we make every effort to ensure the accuracy of the information provided, we make no guarantees or warranties regarding its completeness, reliability, or suitability. Information is provided for general purposes only and should not be relied upon for any financial, legal, or business decisions.

6. Limitation of Liability

To the fullest extent permitted by Swiss law, Hussam Otaibi and any associated parties shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website.

7. Third-Party Links

The Website may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content or practices of any third-party websites.

8. Privacy

Your use of the Website is also governed by our Privacy Policy, which complies with the Swiss Federal Act on Data Protection (nFADP). Please review the Privacy Policy for details.

9. Termination of Access

We reserve the right to suspend or terminate your access to the Website at any time, without notice, for any breach of these Terms of Use.

10. Governing Law & Jurisdiction

These Terms of Use are governed by Swiss law. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in Geneva, Switzerland.

11. Copyright Notice

© 2025 Hussam Otaibi. All Rights Reserved.No content from this Website may be copied, reproduced, or distributed without prior written consent from the owner.

12. Contact

For any questions regarding these Terms of Use or Copyright Notice, please contact: